Privacy Policy

When you use KumuduSavingApp, we collect the following personal information:

- Mobile Number (required): Used to uniquely identify your account and enable login through OTP verification.

- Email Address (optional): If provided, it is used only for sending reports, summaries, or communication requested by you.

- Location (optional): Used only to help auto-fill address fields. If you do not provide location access, you can manually enter your address.

We do not collect unnecessary personal information such as date of birth, government ID, or payment card details.

- To authenticate and provide you secure access to the app.

- To send OTPs for login and verification.

- To send reports or summaries (only if you choose to provide an email).

- To auto-fill address fields if you permit location access.

- To improve our services and user experience.

- Your mobile number, email (if provided), and address/location (if provided) are stored securely in our servers with appropriate encryption.

- We do not share or sell your personal data to third parties.

- Access to personal data is restricted to authorized personnel only.

We do not share your data with any third party except:

- Service providers required to deliver OTP messages or emails (e.g., SMS gateway, email service).

- Legal authorities if required by law.

We do not use your data for advertising or tracking.

You have the right to delete your account and all associated personal data at any time.

- Inside the app, go to Sidebar → Edit Profile → Delete Account.

- Once you confirm, your account and all associated data will be permanently deleted from our systems.

- This action cannot be reversed.

- You may access, update, or delete your personal data at any time.

- You may withdraw your consent for optional email communications or location access.

- For any privacy-related concerns, you can contact us at:

📧 rdilip.jain@gmail.com

Our app may use third-party services such as:

- SMS/Email Service Providers: For OTP delivery and optional email reports.

Each third-party service provider follows its own privacy practices.

We may update this Privacy Policy from time to time. Any changes will be posted on our website and inside the app.

If you have questions about this Privacy Policy, please contact: 9167700916.nrj@gmail.com

N R Jewellery ( Gold & Silver )

📍 OMR Road

Thiruporur

Tamil Nadu India 603110

📧 9167700916.nrj@gmail.com